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How can I determine who approved a transaction?

If your card program uses standard funding or Managed Just-in-Time (JIT) Funding, Marqeta approves transactions on your behalf based on established business rules. See About JIT Funding for more information.

If your card program uses Gateway JIT Funding, your system approves transactions in most cases. The following exceptions can occur:

  • In the event your gateway endpoint does not respond to a JIT Funding request, Marqeta approves transactions on your behalf based on established business rules. The standin_approved_by field of the transaction object has a value of COMMANDO_AUTO or COMMANDO_MANUAL. See Commando Modes for more information.
  • In the event Marqeta cannot respond to the card network at transaction time, the card network stands in and approves the transaction on behalf of Marqeta. The standin_approved_by field of the transaction object has a value of NETWORK. See About JIT Funding for more information.
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